FIRE Calculator
Your Financial Independence number, adjusted for the cost of living and taxes of where you actually want to live.
Your FIRE number for Lisbon
$840,000
Reach FI in 4.2 years
Based on $2,800/month spending at a 4% withdrawal rate
Side by side
Lisbon
Portugal
FIRE Number
$840,000
Years to FI
4.2 years
Rent: $1,500/mo
Food: $325/mo
Total: $2,800/mo
Bali (Canggu)
Indonesia
FIRE Number
$750,000
Years to FI
3.2 years
Rent: $900/mo
Food: $223/mo
Total: $2,500/mo
Miami
United States
FIRE Number
$1,350,000
Years to FI
8.9 years
Rent: $2,950/mo
Food: $575/mo
Total: $4,500/mo
What if you had a couple? Kids? A house?
Already saving? Check if you can coast.
CoastFIRE is the point where compound growth alone gets you to FI by retirement — even if you stop contributing today.
How much would you pay in taxes?
Compare taxes on your investment income across 260+ cities. A city with lower taxes might beat a cheaper city.
Lowest FIRE numbers worldwide
Batumi
$1,200/mo
$360,000
FI now
Bogotá
$1,200/mo
$360,000
FI now
Chiang Mai
$1,200/mo
$360,000
FI now
Hanoi
$1,200/mo
$360,000
FI now
Ho Chi Minh City
$1,200/mo
$360,000
FI now
Marrakech
$1,200/mo
$360,000
FI now
Medellin
$1,200/mo
$360,000
FI now
Mérida
$1,200/mo
$360,000
FI now
Phnom Penh
$1,200/mo
$360,000
FI now
Florianópolis
$1,500/mo
$450,000
FI now