🇬🇧 Retire in United Kingdom
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Liverpool ~$1,795/mo
Tax System Overview
UK taxes CG at 18-24% with £3K annual exemption. Dividends at 8.75-39.35%. Scotland has higher income tax bands (+~3%). Non-dom ending 2025, replaced by 4-year FIG regime. No wealth tax.
- ✓No wealth tax
- ✓Foreign income not taxed if not brought to UK (ending 2025)
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $13,219 | 26.4% |
| $100,000 | $26,438 | 26.4% |
| $200,000 | $52,875 | 26.4% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — United Kingdom tax data
Last verified 2026-04-09
- GOV.UK — Capital Gains Tax ratesaccessed 2026-04-09
- PwC — UK Individual Taxesaccessed 2026-04-09
Tax Programs for New Residents
Foreign income not taxed if not brought to UK (ending 2025)
Must not be UK-domiciled. Being abolished April 2025, replaced by 4-year FIG regime.
Top Cities in United Kingdom
Tax Calculator
Compare your tax bill across specific cities in United Kingdom.
Move & Save Simulator
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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.