Bali (Canggu) vs Lisbon
Cost of living comparison for expats and families · 2026
🇮🇩 Indonesia
Bali (Canggu)
$1,222/mo solo
🇵🇹 Portugal
Lisbon
$2,096/mo solo
How we calculate tax rates: Estimated effective rates assume a $200K/yr retiree drawdown, single filer, all long-term capital gains. US figures include federal LTCG + NIIT + state tax (so Boston shows MA, Miami shows FL, etc.). Your real rate depends on income mix and filing status — run the tax calculator for your numbers.
Bali (Canggu)
vs
Lisbon
Cost of Living
$900
Housing (1BR)
$1,500
$223/mo
Food
$325/mo
$42/mo
Utilities
$148/mo
$12/mo
Transport
$40/mo
$45/mo
Healthcare
$83/mo
$1,222/mo
Total
$2,096/mo
Taxes (International Investors)
effective at $200K/yr · single
20.0%
Capital Gains
28.0%
10.0%
Dividends
28.0%
20.0%
Crypto
0.0%
None
Wealth Tax
None
Quality of Life
73/100
Safety
67/100
75 Mbps
Internet
180 Mbps
Visa
30 days
Tourist Visa
90 days
Yes
DN Visa
Yes
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Cost of Living
Bali (Canggu) is the more affordable option at $1,222/month for a single person, compared to $2,096/month in Lisbon — a savings of $874/month, or roughly 42%. Rent for a 1-bedroom apartment in Bali (Canggu) averages $900/month vs $1,500/month in Lisbon. For couples needing a 2-bedroom, expect $1,600 in Bali (Canggu) and $2,300 in Lisbon. Families with kids typically see costs scale by 2–2.5× vs single-person baseline.
Tax for Investors
Indonesia's tax system is worldwide (all income taxed regardless of source). At a $200K/yr retiree drawdown, Indonesia works out to roughly 20.0% effective on long-term gains. Portugal is worldwide (all income taxed regardless of source); Portugal comes in at 28.0%. Indonesia offers the 5-10 year residency for investors (10 years). Portugal offers the 20% flat tax for qualifying professionals (10 years). For FIRE retirees living off portfolio income, territorial systems typically produce the cleanest outcome — see our territorial tax countries guide for the full list.
Climate & Lifestyle
Bali (Canggu) has a tropical (avg 27°C year-round) climate; Lisbon is mild temperate (avg 17°C). Bali (Canggu) is meaningfully warmer year-round (10°C difference on annual average). Bali (Canggu) scores higher on safety (73/100) vs 67/100 for the other city. Lisbon has faster internet at 180 Mbps vs 75 Mbps. Lisbon has a large established expat community.
Visa & Residency
For Bali (Canggu): digital-nomad visa available; investor visa available. For Lisbon: digital-nomad visa available; investor visa ($500K minimum). Full visa pathways, income thresholds, and residency timelines are covered in the Retire in Indonesia and Retire in Portugal guides.
FIRE Number
At the standard 4% safe withdrawal rate, the portfolio needed to retire in Bali (Canggu) is $366,600; Lisbon needs $628,800. Geographic arbitrage is the single biggest lever in FIRE planning — relocating between these two cities changes your required portfolio by $262,200. Run your own scenarios in the "What your portfolio buys" section below.
What your portfolio buys in each city
At the 4% safe withdrawal rate, see exactly what Bali (Canggu) vs Lisbon costs at common FIRE milestones. Real math, honest verdicts — no marketing spin.
Go deeper
City guide
Living in Bali (Canggu)
Full cost breakdown, climate, safety, visa, and lifestyle data
City guide
Living in Lisbon
Full cost breakdown, climate, safety, visa, and lifestyle data
Tax guide
Retire in Indonesia
Income tax, capital gains, special regimes, and visa pathways
Tax guide
Retire in Portugal
Income tax, capital gains, special regimes, and visa pathways
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