Can You Retire on $X in a Specific City?
The most-searched FIRE question, answered for 307 cities and 6 portfolio amounts. Real cost-of-living data, honest verdicts, the math behind them.
How these pages work
Each page applies the classic FIRE math — Bengen's 4% safe withdrawal rule — to a specific portfolio amount against the cost of living in a specific city. We show 4 withdrawal scenarios (3.25%, 3.5%, 4%, 5%), a cost-of-living breakdown, the country's tax context, and honest caveats about what our numbers don't include. You get a yes/no/tight verdict and concrete alternatives.
Classic Low-Cost FIRE Destinations
The cities most-searched by FIRE retirees looking for geographic arbitrage — established expat communities, reliable infrastructure, and costs where $500K–$1M can support comfortable retirement.
Popular European & Latin American FIRE Cities
The heart of the Regular FIRE tier. Major expat destinations in Portugal, Spain, Czechia, Hungary, Greece, and Argentina — $1M–$2M typically works here.
Global Metros — Fat FIRE Territory
The world's most expensive cities. $3M+ is usually the realistic starting point; at lower amounts, see our alternative-city suggestions.
Popular US Retirement Cities
US retirees often want to stay stateside. These are the most-searched domestic retirement destinations across tax-friendly and lifestyle-friendly states.
See How Each Amount Plays Out
Each card lands on a representative city where that portfolio amount is genuinely well-fit — not a forced match. Use the alternative-cities section on each page to explore other options.
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These pages use standard FIRE assumptions. Your actual plan depends on your portfolio, expected return, tax situation, Social Security, and timeline. Create a free account to save your plan, track progress, and get AI coaching.