Savings Goal Calculator

How long will it take to reach your target? Enter your numbers and see the timeline.

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Time to reach $500,000

11y 1mo

Contributed: $315,643Growth: $184,357

Growth over time

0mo
$50,000
6mo
$63,891
1.0y
$78,261
1.5y
$93,124
2.0y
$108,499
2.5y
$124,404
3.0y
$140,855
3.5y
$157,872
4.0y
$175,475
4.5y
$193,684
5.0y
$212,519
5.5y
$232,003
6.0y
$252,156
6.5y
$273,003
7.0y
$294,568
7.5y
$316,874
8.0y
$339,948
8.5y
$363,816
9.0y
$388,505
9.5y
$414,044
10.0y
$440,461
10.5y
$467,787
11.0y
$496,054
11.1y
$500,859
Contributed Growth

Milestones

25% — $125,000

2y 6mo

50% — $250,000

5y 11mo

75% — $375,000

8y 9mo

What if you saved more (or less)?

$1,500/mo

13y 1mo

++2y slower

$2,000/mo (current)

11y 1mo

$2,500/mo

9y 7mo

1y 6mo faster

Know your number? Now find your city.

See how moving abroad can make your savings go further. Compare cost of living, taxes, and lifestyle across 260+ cities.

How the Savings Goal Calculator Works

This calculator uses the compound interest formula to project how long it will take your savings to reach a target amount. It assumes monthly compounding — each month, your balance grows by the monthly equivalent of your annual return rate, and your contribution is added.

The “what-if” section shows how saving $500 more or less per month impacts your timeline. Small changes in monthly savings can shave years off your goal — or add them.

All amounts are in USD.