Move & Save

Compare your current country vs a destination: taxes, cost of living, and what you keep.

Compare two countries

See how your taxes and cost of living would change by moving.

Your investment income

Enter your annual investment income to see the tax difference.

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US filing status

You'd pay more

$11,177/year

in taxes by moving from United States to Portugal

$24,517/year in taxes more + $13,340/year in cost of living saved

πŸ‡ΊπŸ‡Έ United States

vs

πŸ‡΅πŸ‡Ή Portugal

Difference
$6,605Tax on investment profits$22,400+$15,795
$2,477Tax on dividend income$8,400+$5,923
$0Tax on savings interest$2,800+$2,800
$0Annual wealth tax$0
$0Tax on crypto profits$0
$9,083Total annual tax$33,600+$24,517
$33,730Annual cost of living$20,390-$13,340
$77,187What you keep$66,010-$11,177

πŸ‡ΊπŸ‡Έ United States

The US taxes worldwide income. Investment profits held over a year get lower rates (0-20%). There's an extra 3.8% tax on investment income above $200K. State taxes vary β€” Florida and Texas have none, California goes up to 13.3%.

πŸ‡΅πŸ‡Ή Portugal

Portugal taxes investment income at a flat 28% β€” dividends, interest, and capital gains. Crypto held over 1 year is tax-free. The old NHR program ended; the new IFICI (NHR 2.0) only benefits qualifying professionals, not retirees or passive investors. Portugal has excellent tax treaties with most countries.

20% flat tax for qualifying professionals

Must not have been a Portugal tax resident in the prior 5 years. Only for qualifying professions (tech, science, healthcare, senior executives). Employer must export >50% revenue. Does NOT apply to passive investment income β€” only employment income.

These are simplified estimates for comparison purposes. Actual taxes depend on your full financial situation, residency status, applicable tax treaties, and local regulations. Always consult a qualified tax professional before making relocation decisions.