🇺🇸 Retire in United States

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Wichita ~$1,620/mo

Tax System Overview

The US taxes worldwide income. Investment profits held over a year get lower rates (0-20%). There's an extra 3.8% tax on investment income above $200K. State taxes vary — Florida and Texas have none, California goes up to 13.3%.

  • No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$00.0%
$100,000$1,5831.6%
$200,000$12,0956.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — United States tax data

Last verified 2026-04-29

Top Cities in United States

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.