Free Tools
Plan your financial independence and find your ideal city. No signup required.
Retirement Drawdown
Which accounts should I draw first?
Plan year-by-year across 401(k)/IRA/Roth, SIPP/ISA, PGBL/VGBL, PPR, AFORE — country-aware. See lifetime tax saved vs. the textbook order, with RMDs, bracket-filling, and Social Security taxation built in.
Tax Calculator
How much would I pay in taxes abroad?
Compare taxes on your investment income across 260+ cities. See your tax bill, effective rate, and what you keep after taxes and cost of living.
Move & Save
How much would I save by moving?
Compare your current country vs a destination. See the full picture: taxes, cost of living, special programs, and what you keep.
Roth Conversion Planner
Save $100K+ in lifetime taxes
Find the optimal amount to convert from Traditional IRA to Roth each year. See 3 scenarios with year-by-year plans.
Hidden Tax Scanner
Discover taxes you didn't know about
Reveals wealth tax, exit tax, solidarity tax, and inheritance tax. See the REAL effective rate.
Brazil Exit Planner
Should you file a saida definitiva?
Compare staying in Brazil vs leaving. See the tax savings and step-by-step filing guide.
Tax Quiz
Find your lowest-tax country in 5 questions
Answer questions about your income, savings, and priorities. Get matched to the best countries for you.
FIRE Calculator
How much do I need to retire?
Compare your FIRE number across 260+ cities. See how geo-arbitrage can cut years off your timeline.
CoastFIRE Calculator
Can I stop saving and still retire?
Find out if your portfolio will grow to your FIRE number by retirement — even with zero additional savings. Compare across 307 cities.
Savings Goal
How long to reach my target?
Set a dollar target and see the timeline — with milestones, growth charts, and what-if scenarios.
Investment Growth
How much will my money grow?
See compound interest in action. Year-by-year breakdown of contributions vs market growth.
Monthly Investment
How much should I invest per month?
Enter your goal and timeline. See the exact monthly investment needed — and how time changes everything.
Safe Withdrawal Rate
How much can I safely spend?
Find your sustainable withdrawal rate based on 97 years of real market data. See how age and allocation change everything.
Retirement Number
How much do I need to retire?
See exactly how much you need saved for your desired monthly income — by age and portfolio allocation.
Where Should I Retire?
Find your ideal city in 5 questions
Budget, climate, taxes, lifestyle — answer a few questions and get matched to your best-fit cities.
City vs City
Compare any two cities side by side
Cost of living, taxes, safety, internet, and visa requirements. 1,326 combinations.