Retirement Number

How much do I need to retire?

$/mo

50

3050 year horizon80

You need to retire at 50 with $5,000/mo

$1.6M

SWR:: 3.65%Annual income:: $60,000

60/40 stocks/bonds · 90% historical survival · Plan to age 100

How much you need by retirement age (at $5,000/mo)

$0$500K$1.0M$1.5M$2.0M304050607080Retirement Age$1.6M

Different income levels at age 50

$3,000/mo

$986,301

$5,000/mo

$1.6M

$7,500/mo

$2.5M

$10,000/mo

$3.3M

How allocation affects your number at age 50

100/0

$1.7M

SWR: 3.6%

80/20

$1.6M

SWR: 3.8%

60/40

$1.6M

SWR: 3.6%

40/60

$1.8M

SWR: 3.4%

20/80

$2.2M

SWR: 2.7%

But life isn't a straight line.

Kids, a new home, moving abroad, career changes — your number shifts with every life event. Get a personalized plan that adapts.

+ Life events+ Family size+ Tax by country+ What-if scenarios

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