City Guide 2026
United States
Living in Miami
Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Miami, United States.
Monthly Cost (Solo)
$3,940
Rent + groceries + bills
Safety Score
47/100
Use caution
Avg Temperature
25°C
77°F average
Tourist Visa
180 days
No DN visa
Internet Speed
250 Mbps
Fast
Cost of Living in Miami
Rent Prices (USD/month)
| Apartment | City Center | Outside Center |
|---|---|---|
| 1 Bedroom | $2,950 | $1,918 |
| 3 Bedroom | $6,750 | $4,388 |
Source: Numbeo, crowd-sourced data.
Groceries
$575/month
Healthcare
$150/month
Utilities
$153/month
Transport
$112/month
Climate in Miami
Monthly Average Temperature (°C)
Jan
20.4°
Feb
21.3°
Mar
22.8°
Apr
24.6°
May
26.3°
Jun
27.8°
Jul
28.6°
Aug
28.6°
Sep
27.9°
Oct
26.2°
Nov
23.7°
Dec
21.6°
Air Quality (AQI)
42
Good
Avg Rain Days/mo
11
days per month
Beach Distance
0 km
to nearest coast
Mountains
1100 km
to nearest range
Lifestyle in Miami
Walkability
50/100
Internet Speed
250 Mbps
Cultural Score
62/100
Nightlife
85/100
Outdoor Activities
48/100
English Proficiency
80/100
Expat Community
large
Transit Quality
basic
Coworking Spaces
3+
LGBTQ+ Friendly
good
Tax Overview in United States
Tax System
Worldwide (taxes global income)
Tax residency threshold: 183 days/year · Treaty network: excellent
| Tax Type | Rate |
|---|---|
| Capital Gains (Long-term) | 15% |
| Capital Gains (Short-term) | 37% |
| Dividend Tax | 15% |
| Interest Income | 0% (exempt) |
| Wealth Tax | None |
| Crypto Gains | 15% |
| Exit Tax | No |
| Estate Tax | No |
Special Regime: Foreign Earned Income Exclusion (FEIE)
Tax rates are estimates. Consult a qualified tax advisor for your specific situation.
Frequently Asked Questions
How much does it cost to live in Miami?
A comfortable solo lifestyle in Miami costs approximately $3,940-6,304/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $2,950/month.
Is Miami safe for expats?
Miami has a safety index of 47/100 (higher is safer). Miami requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 56/100.
What is the weather like in Miami?
Miami has an average annual temperature of 25°C (77°F). The warmest months reach 28.6°C and the coolest drop to 20.4°C. Air quality is good with an average AQI of 42.
What is the internet speed in Miami?
Average internet speed in Miami is 250 Mbps, which is excellent for remote work and video calls. There are 3+ coworking spaces available.
What taxes will I pay living in United States?
United States uses a worldwide tax system. Capital gains are taxed at 15% (long-term) and dividends at 15%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Foreign Earned Income Exclusion (FEIE)) may offer reduced rates.
Can I get a visa to live in Miami long-term?
United States does not currently offer a dedicated digital nomad visa. Tourist stays are allowed for 180 days. The typical residency pathway is: 2 to 10+ years depending on country of birth and visa category.
Is Miami good for digital nomads?
Miami has fast internet at 250 Mbps, a large expat community, and 3+ coworking spaces. English proficiency is high at 80/100. The cost of living index is 98/100 (NYC = 100), making it relatively expensive for remote workers.
Miami is in Florida
Florida has no state income tax, does not tax Social Security, and has no state estate tax. See the full state retirement-tax guide for Florida.
Retire in Florida — complete tax guide →Can You Retire on $X in Miami?
Run the FIRE math for Miami against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.
Compare Miami with other cities
See what your money actually buys across housing, food, healthcare, and more with our lifestyle purchasing power tool.