The operating system for a wealthy life.

Financial independence was the hard part. Designing the life it buys is the real work. Enough helps you do both.

Less than one session with a financial advisor. More than any planning app can offer.

MonthlyAnnualSave more
Explore
Free

See where you stand.

  • Your FI Confidence Score — updated weekly
  • Track your top 3 Core Pursuits
  • One AI Life Design session to see what’s possible
Navigator
Most Popular
$23/mo

Billed annually ($279/yr)

3 months free

Design what comes next.

  • Unlimited AI Life Design Coach sessions
  • FI Dashboard + “Pull the Trigger” decision engine
  • Spend Boldly Engine — permission to live off your portfolio
  • Time Bucket Planner (Die With Zero framework)
  • Portfolio Life Alignment Monitor
Architect
$56/mo

Billed annually ($669/yr)

Save $156/year

Build your legacy.

  • Everything in Navigator
  • Legacy & Giving Clarity Tool
  • Social Wealth + Relationship Dashboard
  • AI-detected Transition Milestones
  • Vault Simulator (~8% APY modeling)
  • Peer Cohort access (coming Q3 2026)

Your subscription pays for itself.

Architect members get the Vault Simulator — model how a delta-neutral crypto yield strategy at ~8% APY could generate returns on a portion of your portfolio. On just $50K modeled, that's ~$4,000/year. Your Architect subscription: $669/year.

Learn how the Vault Simulator works →

Full feature comparison

FeatureExploreNavigatorArchitect
FI Score + Pull-the-TriggerSnapshotFullFull
Life Design Studio (AI Coach)1 sessionUnlimitedUnlimited
Core Pursuits Tracker3 pursuitsUnlimitedUnlimited
Spend Boldly Engine
Time Bucket Planner
Portfolio Life Alignment
Transition Milestones
Social Wealth Dashboard
Legacy + Vault Simulator
Peer Cohort MatchingComing Soon

The average financial advisor charges $175–$725/month. Enough delivers the planning and the purpose — starting at $29/month.

Frequently asked questions

I already have a financial advisor. Why do I need this?

Your advisor manages your money. Enough helps you design what your money is for — the pursuits, transitions, and legacy that give your wealth meaning. Think of it as the layer above the spreadsheet.

Is my financial data secure?

Bank-level encryption (AES-256), we never store credentials, can’t move your money, and never sell your data. Your information stays yours.

What’s the AI Life Design Coach, exactly?

An AI-guided conversation based on the Kinder Institute’s Three Questions methodology and evidence-based positive psychology. It helps you articulate what matters most and build a plan around it.

Can I cancel anytime?

Monthly plans cancel instantly. Annual plans include a 60-day money-back guarantee — no questions asked.

Is the Vault Simulator real money?

No. It’s a modeling tool that lets you explore how a delta-neutral crypto yield strategy might perform. A live vault product is planned for the future.

All annual plans include a 60-day, no-questions-asked money-back guarantee.