Calculadora CoastFIRE

Posso parar de investir e ainda me aposentar?

About You

35
2065
50
3675

Your Money

$
$

Assumptions

7%
4%10%
4%
3%5%

You can stop saving and still retire at 50!

Your $500,000 portfolio will grow to $840,000 by age 50 at 7% return — even with zero additional savings.

CoastFIRE Number for Lisbon

$304,455

Based on $2,800/mo spending, 4% withdrawal rate, 7% return

Portfolio Projection

$1.0M$1.9M$2.9M$3.8MFIRE: $0.8MCoast: $0.3M3540455055Retire 50With savingsCoast (no savings)

Compare CoastFIRE by city

What is CoastFIRE?

CoastFIRE means you have saved enough that your portfolio will grow to your FIRE number by retirement age — even if you never invest another dollar. You can “coast” to financial independence, working just enough to cover current expenses without needing to save. It’s the moment your past savings do all the heavy lifting.

Lowest CoastFIRE Numbers

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FIRE Calculator

Calculate your full FIRE number and see how many years until you reach it.

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Tax Calculator

Compare taxes on investment income across 86 countries. Lower taxes = lower CoastFIRE number.

Ready to build your full plan?

Model life events, tax optimization, and Monte Carlo simulations with 97 years of real market data.