🇨🇭 Retire in Switzerland
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Bern ~$2,480/mo
Tax System Overview
Switzerland: 0% CG on private securities. Wealth tax 0.12-0.80% by canton. Massive variation: Zug total ~22% vs Geneva ~45%. Forfait fiscal (lump-sum) for non-working foreigners. Dividends/interest: 35% withholding (refundable).
- ✓Wealth tax: 0.3% on assets above $0K
- ✓Tax based on living expenses, not income
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $7,000 | 14.0% |
| $100,000 | $14,000 | 14.0% |
| $200,000 | $28,000 | 14.0% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Switzerland tax data
Last verified 2026-04-13
- PwC — Switzerland Individual Taxesaccessed 2026-04-13
Tax Programs for New Residents
Tax based on living expenses, not income
Foreign nationals who don't work in Switzerland. Tax = 7x annual rent or CHF 400K min. ~5,000 people use this nationally. Not available in Zurich, Basel-Stadt, Schaffhausen.
Top Cities in Switzerland
Tax Calculator
Compare your tax bill across specific cities in Switzerland.
Move & Save Simulator
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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.