Enough

🇨🇭 Retire in Switzerland

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Bern ~$2,480/mo

Tax System Overview

Switzerland: 0% CG on private securities. Wealth tax 0.12-0.80% by canton. Massive variation: Zug total ~22% vs Geneva ~45%. Forfait fiscal (lump-sum) for non-working foreigners. Dividends/interest: 35% withholding (refundable).

  • ✓Wealth tax: 0.3% on assets above $0K
  • ✓Tax based on living expenses, not income

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$7,00014.0%
$100,000$14,00014.0%
$200,000$28,00014.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Switzerland tax data

Last verified 2026-04-13

Tax Programs for New Residents

Tax based on living expenses, not income

Foreign nationals who don't work in Switzerland. Tax = 7x annual rent or CHF 400K min. ~5,000 people use this nationally. Not available in Zurich, Basel-Stadt, Schaffhausen.

Top Cities in Switzerland

Bern

$2,480/month

Basel

$2,814/month

Zurich

$3,612/month

Lugano

$3,633/month

Lausanne

$3,735/month

Geneva

$3,822/month

Tax Calculator

Compare your tax bill across specific cities in Switzerland.

Move & Save Simulator

Compare Switzerland vs your current country.

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.