Retire in New Hampshire: 2026 Tax & Cost of Living Guide
No income, sales, estate, or inheritance tax. Interest/dividends tax fully repealed in 2025. Third-highest property tax rate in the nation is the main cost.
State income tax
None
Social Security
Not taxed
Estate tax
None
Property tax
1.89%
How New Hampshire Taxes Retirement Income
- Social Security
- Not taxed
- Public pensions (state/federal)
- Not taxed
- Private pensions
- Not taxed
- 401(k) / IRA withdrawals
- Not taxed
Exemption / exclusion
Data not yet verified for this state. Consult a state tax professional.
Capital Gains in New Hampshire
No capital gains tax; the former 3% interest/dividends tax was fully eliminated in 2025
We don't have detailed cost-of-living data for a city in New Hampshire yet. See our city guides for 300+ other cities worldwide, or compare New Hampshire against other US states below.
Compare Against Other States
All 50 US States + DC
Ranked by tax-friendliness for retirees. Grouped by income-tax type.
Retirement Methodology Calculators
How much do the big names actually say you need? See each guru's assumed return and withdrawal rate, side by side with academic defaults.
FIRE Calculator
See how much you need to retire — in New Hampshire or anywhere else.
Safe Withdrawal Rate
Model your retirement paycheck with real historical data.
Tax rates and programs are subject to change. Data is current for 2024–2025. Always consult a qualified tax professional before making relocation decisions.