🇵🇪 Retire in Peru

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Lima ~$1,395/mo

Tax System Overview

Peru taxes CG from securities at 5%. Dividends at 5%. Very favorable for investment income. Higher rates for real estate and other CG.

  • No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$2,5005.0%
$100,000$5,0005.0%
$200,000$10,0005.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Peru tax data

Last verified 2026-04-12

Top Cities in Peru

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.