City Guide 2026
Peru
Living in Lima
Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Lima, Peru.
Monthly Cost (Solo)
$1,395
Rent + groceries + bills
Safety Score
30/100
Use caution
Avg Temperature
20°C
68°F average
Tourist Visa
90 days
No DN visa
Internet Speed
85 Mbps
Good
Cost of Living in Lima
Rent Prices (USD/month)
| Apartment | City Center | Outside Center |
|---|---|---|
| 1 Bedroom | $800 | $520 |
| 3 Bedroom | $2,050 | $1,333 |
Source: Numbeo, crowd-sourced data.
Groceries
$275/month
Healthcare
$150/month
Utilities
$120/month
Transport
$50/month
Climate in Lima
Monthly Average Temperature (°C)
Jan
23.5°
Feb
24.2°
Mar
23.6°
Apr
21.6°
May
19.8°
Jun
18.5°
Jul
17.6°
Aug
17.2°
Sep
17.6°
Oct
18.5°
Nov
20.2°
Dec
21.8°
Air Quality (AQI)
72
Moderate
Avg Rain Days/mo
1
days per month
Beach Distance
0 km
to nearest coast
Mountains
40 km
to nearest range
Lifestyle in Lima
Walkability
58/100
Internet Speed
85 Mbps
Cultural Score
44/100
Nightlife
50/100
Outdoor Activities
48/100
English Proficiency
55/100
Expat Community
medium
Transit Quality
good
Coworking Spaces
3+
LGBTQ+ Friendly
moderate
Tax Overview in Peru
Tax System
Worldwide (taxes global income)
Tax residency threshold: 183 days/year · Treaty network: excellent
| Tax Type | Rate |
|---|---|
| Capital Gains (Long-term) | 15% |
| Capital Gains (Short-term) | 5% |
| Dividend Tax | 15% |
| Interest Income | 15% |
| Wealth Tax | None |
| Crypto Gains | 8% |
| Exit Tax | No |
| Estate Tax | No |
Special Regime: Tax Incentives for Expatriates and Digital Nomads
Flat rate: 15%
Tax rates are estimates. Consult a qualified tax advisor for your specific situation.
Frequently Asked Questions
How much does it cost to live in Lima?
A comfortable solo lifestyle in Lima costs approximately $1,395-2,232/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $800/month.
Is Lima safe for expats?
Lima has a safety index of 30/100 (higher is safer). Lima requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 35/100.
What is the weather like in Lima?
Lima has an average annual temperature of 20°C (68°F). The warmest months reach 24.2°C and the coolest drop to 17.2°C. Air quality is moderate with an average AQI of 72.
What is the internet speed in Lima?
Average internet speed in Lima is 85 Mbps, which is good enough for most remote work needs. There are 3+ coworking spaces available.
What taxes will I pay living in Peru?
Peru uses a worldwide tax system. Capital gains are taxed at 15% (long-term) and dividends at 15%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Tax Incentives for Expatriates and Digital Nomads) may offer reduced rates.
Can I get a visa to live in Lima long-term?
Peru does not currently offer a dedicated digital nomad visa. Tourist stays are allowed for 90 days. The typical residency pathway is: 3 years of continuous temporary residency..
Is Lima good for digital nomads?
Lima has decent internet at 85 Mbps, a medium expat community, and 3+ coworking spaces. English proficiency is moderate at 55/100. The cost of living index is 34/100 (NYC = 100), making it moderately priced for remote workers.
Can You Retire on $X in Lima?
Run the FIRE math for Lima against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.
Compare Lima with other cities
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