🇮🇩 Retire in Indonesia
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Bandung ~$995/mo
Tax System Overview
Indonesia: IDX-listed stocks have 0.1% transaction tax only, but foreign/unlisted CG is taxed as income (progressive up to 35%). Dividends at 10% (exempt if reinvested domestically). Interest at 20%. No wealth tax.
- ✓No wealth tax
- ✓5-10 year residency for investors (10 years)
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $8,750 | 17.5% |
| $100,000 | $17,500 | 17.5% |
| $200,000 | $35,000 | 17.5% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Indonesia tax data
Last verified 2026-04-09
- PwC — Indonesia Individual Taxesaccessed 2026-04-09
Tax Programs for New Residents
5-10 year residency for investors
10 years
Investment of .5M+ for 10-year visa, or K+ for 5-year visa.
Top Cities in Indonesia
Tax Calculator
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Move & Save Simulator
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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.