Enough

🇮🇩 Retire in Indonesia

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Bandung ~$995/mo

Tax System Overview

Indonesia: IDX-listed stocks have 0.1% transaction tax only, but foreign/unlisted CG is taxed as income (progressive up to 35%). Dividends at 10% (exempt if reinvested domestically). Interest at 20%. No wealth tax.

  • ✓No wealth tax
  • ✓5-10 year residency for investors (10 years)

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$8,75017.5%
$100,000$17,50017.5%
$200,000$35,00017.5%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Indonesia tax data

Last verified 2026-04-09

Tax Programs for New Residents

5-10 year residency for investors

10 years

Investment of .5M+ for 10-year visa, or K+ for 5-year visa.

Top Cities in Indonesia

Bandung

$995/month

Surabaya

$1,045/month

Bali (Canggu)

$1,222/month

Tax Calculator

Compare your tax bill across specific cities in Indonesia.

Move & Save Simulator

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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.