Abidjan vs Agadir

Cost of living comparison for expats and families ยท 2026

๐Ÿ‡จ๐Ÿ‡ฎ Ivory Coast

Abidjan

$1,037/mo solo

Rent 1BR$390
Safety44/100
Cap. gains20.0%
Avg temp27ยฐC

๐Ÿ‡ฒ๐Ÿ‡ฆ Morocco

Agadir

$945/mo solo

Rent 1BR$425
Safety64/100
Cap. gains20.0%
Avg temp19ยฐC

How we calculate tax rates: Estimated effective rates assume a $200K/yr retiree drawdown, single filer, all long-term capital gains. US figures include federal LTCG + NIIT + state tax (so Boston shows MA, Miami shows FL, etc.). Your real rate depends on income mix and filing status โ€” run the tax calculator for your numbers.

Abidjan

vs

Agadir

Cost of Living

$390

Housing (1BR)

$425

$327/mo

Food

$200/mo

$120/mo

Utilities

$120/mo

$50/mo

Transport

$50/mo

$150/mo

Healthcare

$150/mo

$1,037/mo

Total

$945/mo

Taxes (International Investors)

effective at $200K/yr ยท single

20.0%

Capital Gains

20.0%

15.0%

Dividends

15.0%

20.0%

Crypto

20.0%

None

Wealth Tax

None

Quality of Life

44/100

Safety

64/100

61 Mbps

Internet

45 Mbps

Visa

90 days

Tourist Visa

90 days

Yes

DN Visa

Yes

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Cost of Living

Agadir is the more affordable option at $945/month for a single person, compared to $1,037/month in Abidjan โ€” a savings of $92/month, or roughly 9%. Rent for a 1-bedroom apartment in Abidjan averages $390/month vs $425/month in Agadir. For couples needing a 2-bedroom, expect $750 in Abidjan and $675 in Agadir. Families with kids typically see costs scale by 2โ€“2.5ร— vs single-person baseline.

Tax for Investors

Ivory Coast's tax system is worldwide (all income taxed regardless of source). At a $200K/yr retiree drawdown, Ivory Coast works out to roughly 20.0% effective on long-term gains. Morocco is worldwide (all income taxed regardless of source); Morocco comes in at 20.0%. For FIRE retirees living off portfolio income, territorial systems typically produce the cleanest outcome โ€” see our territorial tax countries guide for the full list.

Climate & Lifestyle

Abidjan has a tropical (avg 27ยฐC year-round) climate; Agadir is mild temperate (avg 19ยฐC). Abidjan is meaningfully warmer year-round (8ยฐC difference on annual average). Agadir scores higher on safety (64/100) vs 44/100 for the other city. Abidjan has faster internet at 61 Mbps vs 45 Mbps. Abidjan has a medium established expat community. Agadir has a medium established expat community.

Visa & Residency

For Abidjan: digital-nomad visa available; investor visa ($0K minimum). For Agadir: digital-nomad visa available; investor visa ($100K minimum). Full visa pathways, income thresholds, and residency timelines are covered in the Retire in Ivory Coast and Retire in Morocco guides.

FIRE Number

At the standard 4% safe withdrawal rate, the portfolio needed to retire in Abidjan is $311,100; Agadir needs $283,500. Geographic arbitrage is the single biggest lever in FIRE planning โ€” relocating between these two cities changes your required portfolio by $27,600. Run your own scenarios in the "What your portfolio buys" section below.

What your portfolio buys in each city

At the 4% safe withdrawal rate, see exactly what Abidjan vs Agadir costs at common FIRE milestones. Real math, honest verdicts โ€” no marketing spin.

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