Abidjan vs Accra
Cost of living comparison for expats and families · 2026
🇨🇮 Ivory Coast
Abidjan
$1,037/mo solo
🇬🇭 Ghana
Accra
$2,520/mo solo
How we calculate tax rates: Estimated effective rates assume a $200K/yr retiree drawdown, single filer, all long-term capital gains. US figures include federal LTCG + NIIT + state tax (so Boston shows MA, Miami shows FL, etc.). Your real rate depends on income mix and filing status — run the tax calculator for your numbers.
Abidjan
vs
Accra
Cost of Living
$390
Housing (1BR)
$1,850
$327/mo
Food
$350/mo
$120/mo
Utilities
$120/mo
$50/mo
Transport
$50/mo
$150/mo
Healthcare
$150/mo
$1,037/mo
Total
$2,520/mo
Taxes (International Investors)
effective at $200K/yr · single
20.0%
Capital Gains
15.0%
15.0%
Dividends
8.0%
20.0%
Crypto
15.0%
None
Wealth Tax
None
Quality of Life
44/100
Safety
55/100
61 Mbps
Internet
35 Mbps
Visa
90 days
Tourist Visa
90 days
Yes
DN Visa
Yes
Is this move right for you?
City averages don't account for your income, savings, or timeline. Answer 4 quick questions and get a personalized read — free, 2 minutes.
Cost of Living
Abidjan is the more affordable option at $1,037/month for a single person, compared to $2,520/month in Accra — a savings of $1,483/month, or roughly 59%. Rent for a 1-bedroom apartment in Abidjan averages $390/month vs $1,850/month in Accra. For couples needing a 2-bedroom, expect $750 in Abidjan and $3,250 in Accra. Families with kids typically see costs scale by 2–2.5× vs single-person baseline.
Tax for Investors
Ivory Coast's tax system is worldwide (all income taxed regardless of source). At a $200K/yr retiree drawdown, Ivory Coast works out to roughly 20.0% effective on long-term gains. Ghana is worldwide (all income taxed regardless of source); Ghana comes in at 15.0%. For FIRE retirees living off portfolio income, territorial systems typically produce the cleanest outcome — see our territorial tax countries guide for the full list.
Climate & Lifestyle
Abidjan has a tropical (avg 27°C year-round) climate; Accra is tropical (avg 27°C year-round). Annual temperatures are broadly similar. Accra scores higher on safety (55/100) vs 44/100 for the other city. Abidjan has faster internet at 61 Mbps vs 35 Mbps. Abidjan has a medium established expat community. Accra has a medium established expat community.
Visa & Residency
For Abidjan: digital-nomad visa available; investor visa ($0K minimum). For Accra: digital-nomad visa available; investor visa ($0K minimum). Full visa pathways, income thresholds, and residency timelines are covered in the Retire in Ivory Coast and Retire in Ghana guides.
FIRE Number
At the standard 4% safe withdrawal rate, the portfolio needed to retire in Abidjan is $311,100; Accra needs $756,000. Geographic arbitrage is the single biggest lever in FIRE planning — relocating between these two cities changes your required portfolio by $444,900. Run your own scenarios in the "What your portfolio buys" section below.
What your portfolio buys in each city
At the 4% safe withdrawal rate, see exactly what Abidjan vs Accra costs at common FIRE milestones. Real math, honest verdicts — no marketing spin.
Go deeper
City guide
Living in Abidjan
Full cost breakdown, climate, safety, visa, and lifestyle data
City guide
Living in Accra
Full cost breakdown, climate, safety, visa, and lifestyle data
Tax guide
Retire in Ivory Coast
Income tax, capital gains, special regimes, and visa pathways
Tax guide
Retire in Ghana
Income tax, capital gains, special regimes, and visa pathways
Save your comparison. Track over time. Coaching across all 10 dimensions.
Create a free Enough account to save cities you're considering, run your own FIRE numbers with your actual portfolio, and get AI coaching on the non-money dimensions of the decision — place, purpose, relationships, health.