City Guide 2026
Ghana
Living in Accra
Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Accra, Ghana.
Monthly Cost (Solo)
$2,520
Rent + groceries + bills
Safety Score
54.8/100
Moderate
Avg Temperature
27°C
81°F average
Tourist Visa
90 days
No DN visa
Internet Speed
35 Mbps
Basic
Cost of Living in Accra
Rent Prices (USD/month)
| Apartment | City Center | Outside Center |
|---|---|---|
| 1 Bedroom | $1,850 | $1,203 |
| 3 Bedroom | $4,750 | $3,088 |
Source: Numbeo, crowd-sourced data.
Groceries
$350/month
Healthcare
$150/month
Utilities
$120/month
Transport
$50/month
Climate in Accra
Monthly Average Temperature (°C)
Jan
26.7°
Feb
27.6°
Mar
28.3°
Apr
28.4°
May
27.9°
Jun
26.8°
Jul
26.1°
Aug
25.8°
Sep
26.1°
Oct
26.9°
Nov
27.4°
Dec
27°
Air Quality (AQI)
72
Moderate
Avg Rain Days/mo
5
days per month
Beach Distance
0 km
to nearest coast
Mountains
110 km
to nearest range
Lifestyle in Accra
Walkability
60/100
Internet Speed
35 Mbps
Cultural Score
65/100
Nightlife
85/100
Outdoor Activities
36/100
English Proficiency
80/100
Expat Community
medium
Transit Quality
good
Coworking Spaces
3+
LGBTQ+ Friendly
moderate
Visa & Immigration in Ghana
| Visa Type | Status | Duration | Requirement |
|---|---|---|---|
| Tourist Visa | Available | 90 days | Standard passport |
| Digital Nomad Visa | N/A | Not available | — |
| Investment Visa | Available | Available | Min $200,000 investment |
Residency Pathway
Typically 5 years of continuous legal residence to qualify for Indefinite Residence.
Tax Overview in Ghana
Tax System
Worldwide (taxes global income)
Tax residency threshold: 183 days/year · Treaty network: excellent
| Tax Type | Rate |
|---|---|
| Capital Gains (Long-term) | 15% |
| Capital Gains (Short-term) | 15% |
| Dividend Tax | 15% |
| Interest Income | 15% |
| Wealth Tax | None |
| Crypto Gains | 13% |
| Exit Tax | No |
| Estate Tax | No |
Special Regime: GIPC Incentives
Tax rates are estimates. Consult a qualified tax advisor for your specific situation.
Frequently Asked Questions
How much does it cost to live in Accra?
A comfortable solo lifestyle in Accra costs approximately $2,520-4,032/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $1,850/month.
Is Accra safe for expats?
Accra has a safety index of 54.8/100 (higher is safer). Accra requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 65/100.
What is the weather like in Accra?
Accra has an average annual temperature of 27°C (81°F). The warmest months reach 28.4°C and the coolest drop to 25.8°C. Air quality is moderate with an average AQI of 72.
What is the internet speed in Accra?
Average internet speed in Accra is 35 Mbps, which is adequate for basic tasks but may struggle with large uploads. There are 3+ coworking spaces available.
What taxes will I pay living in Ghana?
Ghana uses a worldwide tax system. Capital gains are taxed at 15% (long-term) and dividends at 15%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (GIPC Incentives) may offer reduced rates.
Can I get a visa to live in Accra long-term?
Ghana does not currently offer a dedicated digital nomad visa. Tourist stays are allowed for 90 days. The typical residency pathway is: Typically 5 years of continuous legal residence to qualify for Indefinite Residence..
Is Accra good for digital nomads?
Accra has decent internet at 35 Mbps, a medium expat community, and 3+ coworking spaces. English proficiency is high at 80/100. The cost of living index is 63/100 (NYC = 100), making it relatively expensive for remote workers.
Compare Accra with other cities
See what your money actually buys across housing, food, healthcare, and more with our lifestyle purchasing power tool.