City Guide 2026
Ghana
Living in Accra
Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Accra, Ghana.
Monthly Cost (Solo)
$2,520
Rent + groceries + bills
Safety Score
55/100
Moderate
Avg Temperature
27°C
81°F average
Tourist Visa
90 days
DN visa available
Internet Speed
35 Mbps
Basic
Cost of Living in Accra
Rent Prices (USD/month)
| Apartment | City Center | Outside Center |
|---|---|---|
| 1 Bedroom | $1,850 | $1,203 |
| 3 Bedroom | $4,750 | $3,088 |
Source: Numbeo, crowd-sourced data.
Groceries
$350/month
Healthcare
$150/month
Utilities
$120/month
Transport
$50/month
Climate in Accra
Monthly Average Temperature (°C)
Jan
26.7°
Feb
27.6°
Mar
28.3°
Apr
28.4°
May
27.9°
Jun
26.8°
Jul
26.1°
Aug
25.8°
Sep
26.1°
Oct
26.9°
Nov
27.4°
Dec
27°
Air Quality (AQI)
72
Moderate
Avg Rain Days/mo
5
days per month
Beach Distance
0 km
to nearest coast
Mountains
110 km
to nearest range
Lifestyle in Accra
Walkability
60/100
Internet Speed
35 Mbps
Cultural Score
21/100
Nightlife
85/100
Outdoor Activities
36/100
English Proficiency
80/100
Expat Community
medium
Transit Quality
good
Coworking Spaces
3+
LGBTQ+ Friendly
moderate
Tax Overview in Ghana
Tax System
Worldwide (taxes global income)
Tax residency threshold: 183 days/year · Treaty network: excellent
| Tax Type | Rate |
|---|---|
| Capital Gains (Long-term) | 15% |
| Capital Gains (Short-term) | 15% |
| Dividend Tax | 15% |
| Interest Income | 15% |
| Wealth Tax | None |
| Crypto Gains | 15% |
| Exit Tax | No |
| Estate Tax | No |
Special Regime: Investment Incentives
Flat rate: 20%
Tax rates are estimates. Consult a qualified tax advisor for your specific situation.
Frequently Asked Questions
How much does it cost to live in Accra?
A comfortable solo lifestyle in Accra costs approximately $2,520-4,032/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $1,850/month.
Is Accra safe for expats?
Accra has a safety index of 55/100 (higher is safer). Accra has moderate safety levels. Standard precautions are recommended, especially at night in less-trafficked areas. Healthcare quality is rated 65/100.
What is the weather like in Accra?
Accra has an average annual temperature of 27°C (81°F). The warmest months reach 28.4°C and the coolest drop to 25.8°C. Air quality is moderate with an average AQI of 72.
What is the internet speed in Accra?
Average internet speed in Accra is 35 Mbps, which is adequate for basic tasks but may struggle with large uploads. There are 3+ coworking spaces available.
What taxes will I pay living in Ghana?
Ghana uses a worldwide tax system. Capital gains are taxed at 15% (long-term) and dividends at 15%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Investment Incentives) may offer reduced rates.
Can I get a digital nomad visa in Accra?
Yes, Ghana offers a digital nomad visa valid for 12 months. The residency pathway is: 5 to 7 years.
Is Accra good for digital nomads?
Accra has decent internet at 35 Mbps, a medium expat community, and 3+ coworking spaces. English proficiency is high at 80/100. The cost of living index is 63/100 (NYC = 100), making it relatively expensive for remote workers.
Can You Retire on $X in Accra?
Run the FIRE math for Accra against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.
Compare Accra with other cities
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