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🇿🇦 Retire in South Africa

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Cape Town ~$1,513/mo

Tax System Overview

South Africa taxes CG at 40% inclusion rate × marginal rate (effective max ~18%). Dividends at 20% withholding. Interest exempt up to ZAR 23.8K. No wealth tax.

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$10,15020.3%
$100,000$20,30020.3%
$200,000$40,60020.3%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — South Africa tax data

Last verified 2026-04-12

Top Cities in South Africa

Cape Town

$1,513/month

Tax Calculator

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Move & Save Simulator

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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.