🇯🇵 Retire in Japan
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Sapporo ~$1,226/mo
Tax System Overview
Japan taxes investment income at a flat 20.315% (15.315% income tax + 5% resident tax). Crypto is taxed as miscellaneous income at progressive rates up to 55%. NISA accounts shield ¥18M from tax. No wealth tax.
- ✓No wealth tax
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $10,158 | 20.3% |
| $100,000 | $20,315 | 20.3% |
| $200,000 | $40,630 | 20.3% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Japan tax data
Last verified 2026-04-09
- PwC — Japan Individual Taxesaccessed 2026-04-09
Top Cities in Japan
Tax Calculator
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Move & Save Simulator
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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.