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🇯🇵 Retire in Japan

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Sapporo ~$1,226/mo

Tax System Overview

Japan taxes investment income at a flat 20.315% (15.315% income tax + 5% resident tax). Crypto is taxed as miscellaneous income at progressive rates up to 55%. NISA accounts shield ¥18M from tax. No wealth tax.

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$10,15820.3%
$100,000$20,31520.3%
$200,000$40,63020.3%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Japan tax data

Last verified 2026-04-09

Top Cities in Japan

Sapporo

$1,226/month

Fukuoka

$1,275/month

Kyoto

$1,462/month

Osaka

$1,595/month

Tokyo

$3,345/month

Tax Calculator

Compare your tax bill across specific cities in Japan.

Move & Save Simulator

Compare Japan vs your current country.

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.