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🇮🇳 Retire in India

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Rajkot ~$660/mo

Tax System Overview

India taxes LTCG at 12.5% (above INR 1.25L exemption, since July 2024). STCG at 20%. Crypto at flat 30% with no deductions. No wealth tax (abolished 2016).

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$7,75015.5%
$100,000$15,50015.5%
$200,000$31,00015.5%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — India tax data

Last verified 2026-04-12

Top Cities in India

Rajkot

$660/month

Vadodara

$680/month

Bhopal

$700/month

Patna

$700/month

Guwahati

$720/month

Mangalore

$720/month

Tax Calculator

Compare your tax bill across specific cities in India.

Move & Save Simulator

Compare India vs your current country.

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.