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🇭🇷 Retire in Croatia

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Rijeka ~$1,345/mo

Tax System Overview

Croatia taxes all capital income at a flat 12%. Securities held over 2 years are exempt from CG tax. The digital nomad visa allows 0% Croatian income tax for remote workers earning €2,539+/month.

  • ✓No wealth tax
  • ✓Up to 3-year visa with 0% Croatian income tax (3 years)

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$6,00012.0%
$100,000$12,00012.0%
$200,000$24,00012.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Croatia tax data

Last verified 2026-04-09

Tax Programs for New Residents

Up to 3-year visa with 0% Croatian income tax

3 years at 0%

Work for a foreign employer or own a foreign company. Min income ~€3,623/month. No Croatian income tax for the visa period. Extended to 36 months from 2025.

Top Cities in Croatia

Rijeka

$1,345/month

Zagreb

$1,420/month

Split

$1,744/month

Dubrovnik

$2,008/month

Tax Calculator

Compare your tax bill across specific cities in Croatia.

Move & Save Simulator

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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.