Enough

🇨🇦 Retire in Canada

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Quebec City ~$1,770/mo

Tax System Overview

Canada taxes 50% of capital gains at marginal rates (effective ~13.5% avg). Provincial rates vary: Alberta 24% CG effective vs Nova Scotia 27.4%. Departure tax on unrealized gains. No wealth tax.

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$8,17516.4%
$100,000$16,35016.4%
$200,000$32,70016.4%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Canada tax data

Last verified 2026-04-09

Top Cities in Canada

Quebec City

$1,770/month

Winnipeg

$1,772/month

Banff

$2,053/month

Calgary

$2,235/month

Montreal

$2,372/month

Kitchener

$2,419/month

Tax Calculator

Compare your tax bill across specific cities in Canada.

Move & Save Simulator

Compare Canada vs your current country.

Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.