🇨🇦 Retire in Canada
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Quebec City ~$1,770/mo
Tax System Overview
Canada taxes 50% of capital gains at marginal rates (effective ~13.5% avg). Provincial rates vary: Alberta 24% CG effective vs Nova Scotia 27.4%. Departure tax on unrealized gains. No wealth tax.
- ✓No wealth tax
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $8,175 | 16.4% |
| $100,000 | $16,350 | 16.4% |
| $200,000 | $32,700 | 16.4% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Canada tax data
Last verified 2026-04-09
- CRA — Capital Gainsaccessed 2026-04-09
Top Cities in Canada
Tax Calculator
Compare your tax bill across specific cities in Canada.
Move & Save Simulator
Compare Canada vs your current country.
Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.