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🇧🇬 Retire in Bulgaria

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Stara Zagora ~$880/mo

Tax System Overview

Bulgaria has a flat 10% income tax — one of the lowest in the EU. CG at 10%, dividends at 10% (increased from 5% in 2026). No wealth tax. Low cost of living. Joined the Eurozone in January 2026.

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$5,00010.0%
$100,000$10,00010.0%
$200,000$20,00010.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Bulgaria tax data

Last verified 2026-04-09

Top Cities in Bulgaria

Stara Zagora

$880/month

Burgas

$1,020/month

Plovdiv

$1,070/month

Varna

$1,070/month

Tax Calculator

Compare your tax bill across specific cities in Bulgaria.

Move & Save Simulator

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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.