🇧🇬 Retire in Bulgaria
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Stara Zagora ~$880/mo
Tax System Overview
Bulgaria has a flat 10% income tax — one of the lowest in the EU. CG at 10%, dividends at 10% (increased from 5% in 2026). No wealth tax. Low cost of living. Joined the Eurozone in January 2026.
- ✓No wealth tax
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $5,000 | 10.0% |
| $100,000 | $10,000 | 10.0% |
| $200,000 | $20,000 | 10.0% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Bulgaria tax data
Last verified 2026-04-09
- PwC — Bulgaria Individual Taxesaccessed 2026-04-09
Top Cities in Bulgaria
Tax Calculator
Compare your tax bill across specific cities in Bulgaria.
Move & Save Simulator
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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.