🇧🇪 Retire in Belgium
Tax rates, cost of living, special programs, and top cities for international investors and retirees.
Tax system
worldwide
Cheapest city
Ghent ~$1,720/mo
Tax System Overview
Belgium introduced a 10% capital gains tax on financial assets in 2026 (was 0%). Gains before 2026 grandfathered at Dec 31 2025 FMV. Dividends and interest at 30%. Crypto now 10% (was exempt). No wealth tax. First EUR 10K of CG is exempt annually.
- ✓No wealth tax
What Would You Pay?
Estimated annual tax on different levels of investment income (capital gains + dividends + interest):
| Annual Investment Income | Estimated Tax | Effective Rate |
|---|---|---|
| $50,000 | $9,000 | 18.0% |
| $100,000 | $18,000 | 18.0% |
| $200,000 | $36,000 | 18.0% |
Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.
Sources — Belgium tax data
Last verified 2026-04-13
- Grounded: papayaglobal.comaccessed 2026-04-12
- Grounded: intuit.comaccessed 2026-04-12
Top Cities in Belgium
Tax Calculator
Compare your tax bill across specific cities in Belgium.
Move & Save Simulator
Compare Belgium vs your current country.
Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.