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🇧🇪 Retire in Belgium

Tax rates, cost of living, special programs, and top cities for international investors and retirees.

Tax system

worldwide

Cheapest city

Ghent ~$1,720/mo

Tax System Overview

Belgium introduced a 10% capital gains tax on financial assets in 2026 (was 0%). Gains before 2026 grandfathered at Dec 31 2025 FMV. Dividends and interest at 30%. Crypto now 10% (was exempt). No wealth tax. First EUR 10K of CG is exempt annually.

  • ✓No wealth tax

What Would You Pay?

Estimated annual tax on different levels of investment income (capital gains + dividends + interest):

Annual Investment IncomeEstimated TaxEffective Rate
$50,000$9,00018.0%
$100,000$18,00018.0%
$200,000$36,00018.0%

Assumes 60% capital gains, 25% dividends, 15% interest. Actual tax depends on your specific income mix.

Sources — Belgium tax data

Last verified 2026-04-13

Top Cities in Belgium

Ghent

$1,720/month

Tax Calculator

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Move & Save Simulator

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Tax rates and programs are subject to change. Information is current as of 2026. Always consult a qualified tax professional before making relocation decisions.