🇺🇸

City Guide 2026

United States

Living in Phoenix

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Phoenix, United States.

Cost of Living62/100
Safety47/100
Climate24°C avg
Internet250 Mbps

Monthly Cost (Solo)

$2,502

Rent + groceries + bills

Safety Score

47/100

Use caution

Avg Temperature

24°C

75°F average

Tourist Visa

180 days

No DN visa

Internet Speed

250 Mbps

Fast


Cost of Living in Phoenix

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$1,625$1,056
3 Bedroom$2,700$1,755

Source: Numbeo, crowd-sourced data.

Groceries

$450/month

Healthcare

$90/month

Utilities

$273/month

Transport

$64/month


Climate in Phoenix

Monthly Average Temperature (°C)

Jan

13.1°

Feb

15.1°

Mar

18.2°

Apr

22.2°

May

27.2°

Jun

32.3°

Jul

35.3°

Aug

34.7°

Sep

31.4°

Oct

25.1°

Nov

17.8°

Dec

13.2°

Air Quality (AQI)

68

Moderate

Avg Rain Days/mo

3

days per month

Beach Distance

480 km

to nearest coast

Mountains

15 km

to nearest range


Lifestyle in Phoenix

Walkability

60/100

Internet Speed

250 Mbps

Cultural Score

51/100

Nightlife

50/100

Outdoor Activities

30/100

English Proficiency

50/100

Expat Community

medium

Transit Quality

good

Coworking Spaces

3+

LGBTQ+ Friendly

moderate



Tax Overview in United States

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: limited

Tax TypeRate
Capital Gains (Long-term)15%
Capital Gains (Short-term)37%
Dividend Tax15%
Interest Income2%
Wealth TaxNone
Crypto Gains15%
Exit TaxNo
Estate TaxNo

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.

Sources — United States tax data

Last verified 2026-04-29


Frequently Asked Questions

How much does it cost to live in Phoenix?

A comfortable solo lifestyle in Phoenix costs approximately $2,502-4,003/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $1,625/month.

Is Phoenix safe for expats?

Phoenix has a safety index of 47/100 (higher is safer). Phoenix requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 56/100.

What is the weather like in Phoenix?

Phoenix has an average annual temperature of 24°C (75°F). The warmest months reach 35.3°C and the coolest drop to 13.1°C. Air quality is moderate with an average AQI of 68.

What is the internet speed in Phoenix?

Average internet speed in Phoenix is 250 Mbps, which is excellent for remote work and video calls. There are 3+ coworking spaces available.

What taxes will I pay living in United States?

United States uses a worldwide tax system. Capital gains are taxed at 15% (long-term) and dividends at 15%. There is no wealth tax. Tax residency kicks in after 183 days/year.

Can I get a visa to live in Phoenix long-term?

United States does not currently offer a dedicated digital nomad visa. Tourist stays are allowed for 180 days. The typical residency pathway is: 2 to 10+ years depending on country of birth and category..

Is Phoenix good for digital nomads?

Phoenix has fast internet at 250 Mbps, a medium expat community, and 3+ coworking spaces. English proficiency is moderate at 50/100. The cost of living index is 62/100 (NYC = 100), making it relatively expensive for remote workers.


Phoenix is in Arizona

Arizona has flat income tax up to 2.50%, does not tax Social Security, and has no state estate tax. See the full state retirement-tax guide for Arizona.

Retire in Arizona — complete tax guide →

Can You Retire on $X in Phoenix?

Run the FIRE math for Phoenix against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.

Compare Phoenix with other cities

See what your money actually buys across housing, food, healthcare, and more with our lifestyle purchasing power tool.