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City Guide 2026

Australia

Living in Melbourne

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Melbourne, Australia.

Cost of Living90/100
Safety56/100
Climate16°C avg
Internet66 Mbps

Monthly Cost (Solo)

$3,610

Rent + groceries + bills

Safety Score

56/100

Moderate

Avg Temperature

16°C

61°F average

Tourist Visa

90 days

No DN visa

Internet Speed

66 Mbps

Good


Cost of Living in Melbourne

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$2,500$1,625
3 Bedroom$5,250$3,413

Source: Numbeo, crowd-sourced data.

Groceries

$450/month

Healthcare

$148/month

Utilities

$314/month

Transport

$198/month


Climate in Melbourne

Monthly Average Temperature (°C)

Jan

21°

Feb

21°

Mar

19.3°

Apr

16.3°

May

13.3°

Jun

10.8°

Jul

10.1°

Aug

11.1°

Sep

12.8°

Oct

14.6°

Nov

17°

Dec

19.3°

Air Quality (AQI)

35

Good

Avg Rain Days/mo

10

days per month

Beach Distance

0 km

to nearest coast

Mountains

60 km

to nearest range


Lifestyle in Melbourne

Walkability

72/100

Internet Speed

66 Mbps

Cultural Score

72/100

Nightlife

85/100

Outdoor Activities

30/100

English Proficiency

50/100

Expat Community

large

Transit Quality

good

Coworking Spaces

3+

LGBTQ+ Friendly

excellent



Tax Overview in Australia

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: excellent

Tax TypeRate
Capital Gains (Long-term)23%
Capital Gains (Short-term)45%
Dividend Tax39%
Interest Income23%
Wealth TaxNone
Crypto Gains23%
Exit TaxNo
Estate TaxNo

Special Regime: Foreign Income Tax Offset (FITO)

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.

Sources — Australia tax data

Last verified 2026-04-09


Frequently Asked Questions

How much does it cost to live in Melbourne?

A comfortable solo lifestyle in Melbourne costs approximately $3,610-5,776/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $2,500/month.

Is Melbourne safe for expats?

Melbourne has a safety index of 56/100 (higher is safer). Melbourne has moderate safety levels. Standard precautions are recommended, especially at night in less-trafficked areas. Healthcare quality is rated 66/100.

What is the weather like in Melbourne?

Melbourne has an average annual temperature of 16°C (61°F). The warmest months reach 21°C and the coolest drop to 10.1°C. Air quality is good with an average AQI of 35.

What is the internet speed in Melbourne?

Average internet speed in Melbourne is 66 Mbps, which is good enough for most remote work needs. There are 3+ coworking spaces available.

What taxes will I pay living in Australia?

Australia uses a worldwide tax system. Capital gains are taxed at 23% (long-term) and dividends at 39%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Foreign Income Tax Offset (FITO)) may offer reduced rates.

Can I get a visa to live in Melbourne long-term?

Australia does not currently offer a dedicated digital nomad visa. Tourist stays are allowed for 90 days. The typical residency pathway is: Typically 2-4 years of residency on temporary visas..

Is Melbourne good for digital nomads?

Melbourne has decent internet at 66 Mbps, a large expat community, and 3+ coworking spaces. English proficiency is moderate at 50/100. The cost of living index is 90/100 (NYC = 100), making it relatively expensive for remote workers.


Can You Retire on $X in Melbourne?

Run the FIRE math for Melbourne against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.

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