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City Guide 2026

Spain

Living in Madrid

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Madrid, Spain.

Cost of Living55/100
Safety71/100
Climate15°C avg
Internet150 Mbps
DN Visa12mo

Monthly Cost (Solo)

$1,948

Rent + groceries + bills

Safety Score

71/100

Low crime

Avg Temperature

15°C

59°F average

Tourist Visa

90 days

DN visa available

Internet Speed

150 Mbps

Fast


Cost of Living in Madrid

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$1,285$835
3 Bedroom$2,397$1,558

Source: Numbeo, crowd-sourced data.

Groceries

$340/month

Healthcare

$150/month

Utilities

$119/month

Transport

$54/month


Climate in Madrid

Monthly Average Temperature (°C)

Jan

6°

Feb

7°

Mar

10°

Apr

13°

May

17°

Jun

22°

Jul

26°

Aug

25°

Sep

21°

Oct

15°

Nov

10°

Dec

6°

Air Quality (AQI)

35

Good

Avg Rain Days/mo

4

days per month

Beach Distance

350 km

to nearest coast

Mountains

50 km

to nearest range


Lifestyle in Madrid

Walkability

85/100

Internet Speed

150 Mbps

Cultural Score

92/100

Nightlife

90/100

Outdoor Activities

65/100

English Proficiency

52/100

Expat Community

large

Transit Quality

excellent

Coworking Spaces

100+

LGBTQ+ Friendly

excellent


Visa & Immigration in Spain

Visa TypeStatusDurationRequirement
Tourist VisaAvailable90 daysStandard passport
Digital Nomad VisaAvailable12 monthsMin $2,800/month income
Investment VisaAvailableAvailableMin $500,000 investment

Residency Pathway

Schengen -> DN visa or Non-Lucrative visa -> 5yr PR -> 10yr Citizenship


Tax Overview in Spain

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: excellent

Tax TypeRate
Capital Gains (Long-term)26%
Capital Gains (Short-term)47%
Dividend Tax26%
Interest Income26%
Wealth TaxNone
Crypto Gains26%
Exit TaxYes
Estate TaxYes

Special Regime: Beckham Law

Flat rate: 24% for 6 years

Requirements: New resident, not taxed in Spain prior 5 years, employer in Spain

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.


Frequently Asked Questions

How much does it cost to live in Madrid?

A comfortable solo lifestyle in Madrid costs approximately $1,948-3,117/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $1,285/month.

Is Madrid safe for expats?

Madrid has a safety index of 71/100 (higher is safer). Madrid has moderate safety levels. Standard precautions are recommended, especially at night in less-trafficked areas. Healthcare quality is rated 85/100.

What is the weather like in Madrid?

Madrid has an average annual temperature of 15°C (59°F). The warmest months reach 26°C and the coolest drop to 6°C. Air quality is good with an average AQI of 35.

What is the internet speed in Madrid?

Average internet speed in Madrid is 150 Mbps, which is excellent for remote work and video calls. There are 100+ coworking spaces available.

What taxes will I pay living in Spain?

Spain uses a worldwide tax system. Capital gains are taxed at 26% (long-term) and dividends at 26%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Beckham Law) may offer reduced rates.

Can I get a digital nomad visa in Madrid?

Yes, Spain offers a digital nomad visa valid for 12 months with a minimum income requirement of $2,800/month. The residency pathway is: Schengen -> DN visa or Non-Lucrative visa -> 5yr PR -> 10yr Citizenship.

Is Madrid good for digital nomads?

Madrid has fast internet at 150 Mbps, a large expat community, and 100+ coworking spaces. English proficiency is moderate at 52/100. The cost of living index is 55/100 (NYC = 100), making it relatively expensive for remote workers.


Compare Madrid with other cities

See what your money actually buys across housing, food, healthcare, and more with our lifestyle purchasing power tool.