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City Guide 2026

Ecuador

Living in Guayaquil

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Guayaquil, Ecuador.

Cost of Living28/100
Safety26/100
Climate26°C avg
Internet150 Mbps
DN Visa24mo

Monthly Cost (Solo)

$1,145

Rent + groceries + bills

Safety Score

26/100

Use caution

Avg Temperature

26°C

79°F average

Tourist Visa

180 days

DN visa available

Internet Speed

150 Mbps

Fast


Cost of Living in Guayaquil

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$500$325
3 Bedroom$1,000$650

Source: Numbeo, crowd-sourced data.

Groceries

$325/month

Healthcare

$150/month

Utilities

$120/month

Transport

$50/month


Climate in Guayaquil

Monthly Average Temperature (°C)

Jan

26.4°

Feb

26.6°

Mar

26.8°

Apr

26.7°

May

26.3°

Jun

25.6°

Jul

25.1°

Aug

25°

Sep

25.2°

Oct

25.5°

Nov

25.7°

Dec

26.1°

Air Quality (AQI)

58

Moderate

Avg Rain Days/mo

8

days per month

Beach Distance

95 km

to nearest coast

Mountains

40 km

to nearest range


Lifestyle in Guayaquil

Walkability

60/100

Internet Speed

150 Mbps

Cultural Score

65/100

Nightlife

50/100

Outdoor Activities

36/100

English Proficiency

55/100

Expat Community

medium

Transit Quality

good

Coworking Spaces

3+

LGBTQ+ Friendly

moderate



Tax Overview in Ecuador

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: excellent

Tax TypeRate
Capital Gains (Long-term)19%
Capital Gains (Short-term)10%
Dividend Tax19%
Interest Income19%
Wealth TaxNone
Crypto Gains35%
Exit TaxNo
Estate TaxNo

Special Regime: Temporary Residence for Investors

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.

Sources — Ecuador tax data

Last verified 2026-04-12


Frequently Asked Questions

How much does it cost to live in Guayaquil?

A comfortable solo lifestyle in Guayaquil costs approximately $1,145-1,832/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $500/month.

Is Guayaquil safe for expats?

Guayaquil has a safety index of 26/100 (higher is safer). Guayaquil requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 30/100.

What is the weather like in Guayaquil?

Guayaquil has an average annual temperature of 26°C (79°F). The warmest months reach 26.8°C and the coolest drop to 25°C. Air quality is moderate with an average AQI of 58.

What is the internet speed in Guayaquil?

Average internet speed in Guayaquil is 150 Mbps, which is excellent for remote work and video calls. There are 3+ coworking spaces available.

What taxes will I pay living in Ecuador?

Ecuador uses a worldwide tax system. Capital gains are taxed at 19% (long-term) and dividends at 19%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Temporary Residence for Investors) may offer reduced rates.

Can I get a digital nomad visa in Guayaquil?

Yes, Ecuador offers a digital nomad visa valid for 24 months with a minimum income requirement of $1,446/month. The residency pathway is: Apply for Permanent Residency after 21 months of holding a Temporary Resident Visa..

Is Guayaquil good for digital nomads?

Guayaquil has fast internet at 150 Mbps, a medium expat community, and 3+ coworking spaces. English proficiency is moderate at 55/100. The cost of living index is 28/100 (NYC = 100), making it very affordable for remote workers.


Can You Retire on $X in Guayaquil?

Run the FIRE math for Guayaquil against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.

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