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City Guide 2026

Ecuador

Living in Cuenca

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Cuenca, Ecuador.

Cost of Living23/100
Safety54/100
Climate15°C avg
Internet150 Mbps
DN Visa24mo

Monthly Cost (Solo)

$945

Rent + groceries + bills

Safety Score

54/100

Moderate

Avg Temperature

15°C

59°F average

Tourist Visa

90 days

DN visa available

Internet Speed

150 Mbps

Fast


Cost of Living in Cuenca

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$350$228
3 Bedroom$725$471

Source: Numbeo, crowd-sourced data.

Groceries

$275/month

Healthcare

$150/month

Utilities

$120/month

Transport

$50/month


Climate in Cuenca

Monthly Average Temperature (°C)

Jan

14.8°

Feb

14.9°

Mar

15°

Apr

15.1°

May

14.9°

Jun

14.6°

Jul

14.3°

Aug

14.5°

Sep

14.8°

Oct

15°

Nov

14.9°

Dec

14.8°

Air Quality (AQI)

35

Good

Avg Rain Days/mo

13

days per month

Beach Distance

165 km

to nearest coast

Mountains

0 km

to nearest range


Lifestyle in Cuenca

Walkability

60/100

Internet Speed

150 Mbps

Cultural Score

65/100

Nightlife

50/100

Outdoor Activities

48/100

English Proficiency

80/100

Expat Community

small

Transit Quality

good

Coworking Spaces

3+

LGBTQ+ Friendly

moderate



Tax Overview in Ecuador

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: excellent

Tax TypeRate
Capital Gains (Long-term)19%
Capital Gains (Short-term)10%
Dividend Tax19%
Interest Income19%
Wealth TaxNone
Crypto Gains37%
Exit TaxNo
Estate TaxNo

Special Regime: Temporary Residency Investment

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.

Sources — Ecuador tax data

Last verified 2026-04-12


Frequently Asked Questions

How much does it cost to live in Cuenca?

A comfortable solo lifestyle in Cuenca costs approximately $945-1,512/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $350/month.

Is Cuenca safe for expats?

Cuenca has a safety index of 54/100 (higher is safer). Cuenca requires heightened awareness. Stick to well-known neighborhoods, avoid walking alone at night, and take standard urban safety precautions. Healthcare quality is rated 65/100.

What is the weather like in Cuenca?

Cuenca has an average annual temperature of 15°C (59°F). The warmest months reach 15.1°C and the coolest drop to 14.3°C. Air quality is good with an average AQI of 35.

What is the internet speed in Cuenca?

Average internet speed in Cuenca is 150 Mbps, which is excellent for remote work and video calls. There are 3+ coworking spaces available.

What taxes will I pay living in Ecuador?

Ecuador uses a worldwide tax system. Capital gains are taxed at 19% (long-term) and dividends at 19%. There is no wealth tax. Tax residency kicks in after 183 days/year. A special regime (Temporary Residency Investment) may offer reduced rates.

Can I get a digital nomad visa in Cuenca?

Yes, Ecuador offers a digital nomad visa valid for 24 months. The residency pathway is: Apply for PR after 21 months of continuous TR status..

Is Cuenca good for digital nomads?

Cuenca has fast internet at 150 Mbps, a small expat community, and 3+ coworking spaces. English proficiency is high at 80/100. The cost of living index is 23/100 (NYC = 100), making it very affordable for remote workers.


Can You Retire on $X in Cuenca?

Run the FIRE math for Cuenca against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.

Compare Cuenca with other cities

See what your money actually buys across housing, food, healthcare, and more with our lifestyle purchasing power tool.