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City Guide 2026

Spain

Living in Cadiz

Everything you need to know about cost of living, visas, taxes, climate, and lifestyle in Cadiz, Spain.

Cost of Living36/100
Safety66/100
Climate19°C avg
Internet300 Mbps
DN Visa12mo

Monthly Cost (Solo)

$1,442

Rent + groceries + bills

Safety Score

66/100

Moderate

Avg Temperature

19°C

66°F average

Tourist Visa

90 days

DN visa available

Internet Speed

300 Mbps

Fast


Cost of Living in Cadiz

Rent Prices (USD/month)

ApartmentCity CenterOutside Center
1 Bedroom$892$580
3 Bedroom$1,325$861

Source: Numbeo, crowd-sourced data.

Groceries

$300/month

Healthcare

$80/month

Utilities

$120/month

Transport

$50/month


Climate in Cadiz

Monthly Average Temperature (°C)

Jan

12.7°

Feb

13.8°

Mar

15.5°

Apr

16.8°

May

19.1°

Jun

22.4°

Jul

24.6°

Aug

25°

Sep

23.3°

Oct

20.3°

Nov

16.5°

Dec

13.9°

Air Quality (AQI)

29

Excellent

Avg Rain Days/mo

4

days per month

Beach Distance

0 km

to nearest coast

Mountains

85 km

to nearest range


Lifestyle in Cadiz

Walkability

60/100

Internet Speed

300 Mbps

Cultural Score

71/100

Nightlife

50/100

Outdoor Activities

60/100

English Proficiency

55/100

Expat Community

small

Transit Quality

good

Coworking Spaces

4+

LGBTQ+ Friendly

moderate



Tax Overview in Spain

Tax System

Worldwide (taxes global income)

Tax residency threshold: 183 days/year · Treaty network: good

Tax TypeRate
Capital Gains (Long-term)19%
Capital Gains (Short-term)19%
Dividend Tax19%
Interest Income19%
Wealth Tax0.20% above $700,000
Crypto Gains19%
Exit TaxNo
Estate TaxNo

Special Regime: Beckham Law (Special Impatriate Regime)

Flat rate: 24%

Tax rates are estimates. Consult a qualified tax advisor for your specific situation.

Sources — Spain tax data

Last verified 2026-04-09


Frequently Asked Questions

How much does it cost to live in Cadiz?

A comfortable solo lifestyle in Cadiz costs approximately $1,442-2,307/month for a single person or couple, covering housing in the city center, groceries, healthcare, utilities, and transport. Rent for a 1-bedroom in the center averages $892/month.

Is Cadiz safe for expats?

Cadiz has a safety index of 66/100 (higher is safer). Cadiz has moderate safety levels. Standard precautions are recommended, especially at night in less-trafficked areas. Healthcare quality is rated 79/100.

What is the weather like in Cadiz?

Cadiz has an average annual temperature of 19°C (66°F). The warmest months reach 25°C and the coolest drop to 12.7°C. Air quality is excellent with an average AQI of 29.

What is the internet speed in Cadiz?

Average internet speed in Cadiz is 300 Mbps, which is excellent for remote work and video calls. There are 4+ coworking spaces available.

What taxes will I pay living in Spain?

Spain uses a worldwide tax system. Capital gains are taxed at 19% (long-term) and dividends at 19%. There is a wealth tax of 0.20% on assets above $700,000. Tax residency kicks in after 183 days/year. A special regime (Beckham Law (Special Impatriate Regime)) may offer reduced rates.

Can I get a digital nomad visa in Cadiz?

Yes, Spain offers a digital nomad visa valid for 12 months. The residency pathway is: 5 years of continuous legal residence.

Is Cadiz good for digital nomads?

Cadiz has fast internet at 300 Mbps, a small expat community, and 4+ coworking spaces. English proficiency is moderate at 55/100. The cost of living index is 36/100 (NYC = 100), making it moderately priced for remote workers.


Can You Retire on $X in Cadiz?

Run the FIRE math for Cadiz against the most-searched portfolio milestones — honest yes/no/tight verdicts with the numbers behind them.

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